When a Gift Card is sold at a Point-of-Sale (POS) the seller selects three forms of payment to process the Gift Card. The payment type GIFT CARD places money on the Gift Card via DirectNet. The payment type GCACTIVATE was created for accounting purposes so reports balance. The seller selects the last payment type and is the method in which the guest is paying for the Gift Card (i.e., Cash, Credit, Check, etc.).